Digital Banking Infrastructure

LONG-TERM ENGINEERING PARTNERSHIPS

Banks do not need another banking app that looks good in a demo and struggles in the real world.

Building banking platforms

Mobile and web banking have to live inside the bank. They have to work with core systems, security rules, compliance checks, approval flows, risk logic, data questions and real customer expectations.

This is where Equaleyes fits best.

We help banking teams build customer platforms, onboarding flows, internal tools, BPM workflows and integrations that can survive the bank around them.

Proof from real banking work

Our team helped build and launch mobile and web banking platforms for OTP Bank during a complex merger and core system upgrade. The work included mobile and web applications, a design system, digital onboarding and features such as Apple Pay and Google Pay.

The mobile apps reached ratings of 4.8 on iOS and 4.9 on Android, and the solution was recognised four years in a row as Best Digital Banking Solution in Slovenia.

4.8 / 4.9 ★

Android / iOS Rating

4 Years

Best Digital Banking Solution in Slovenia

10 Min

Fastest Approval

Where we
usually fit

We are useful when a bank needs more than a development team.

Mobile and web banking platforms

Digital onboarding

BPM and workflow automation

Core banking integrations

Secure customer authentication

Internal banking tools and dashboards

Event driven banking systems

Banking process optimisation

The part we care about most

We do not come in as a separate team building in isolation.

On banking projects, our engineers, designers, analysts and QA people work directly with the client’s own teams. Product, backend, architecture, compliance, security and business operations.

This is important because banking problems rarely sit in one place. Sometimes the issue is the API. Sometimes it is the approval flow. Sometimes compliance comes too late. Sometimes the customer journey looks fine, but the back office team cannot support it.

The work needs to stay close to the people who understand those details.

Built for highly regulated environments

Secure web applications

Native and cross platform mobile apps

Event driven systems

Cloud infrastructure

API integrations

BPM platforms such as Appian

Kafka based architectures

Identity and authentication systems

Security & compliance

Security is not something we check at the end.
For banking platforms, it has to shape the architecture, access rights, API integrations, data flows, testing and release process from the start.

The same goes for compliance. It affects onboarding, approvals, audit trails, customer communication, reporting and internal controls. If it comes too late, the project gets expensive very quickly.

Relevant experience

01

Our teams have worked on digital wallet and payment related platforms, including systems that support buying and selling BTC, ETH and other digital assets.

02

We have also delivered payment integrations and transaction flows across mobile and web products for fintech and digital product clients.

EQUALEYES

OTP: Digital banking beyond the migration

During a core system upgrade and bank merger, OTP had to keep mobile and web banking reliable for real customers while the systems behind it were changing.

Our team helped build and launch the new mobile and web platforms, including the design system, digital onboarding, Apple Pay and Google Pay integrations that brought everyday payments into the wider banking experience.



Since then, we have continued to evolve the platforms with accessibility improvements, stronger authentication and changes that make everyday banking more efficient for customers and the bank.

4x

Best-rated Slovenian mobile banking app
 across iOS & Android

577K+

Mobile app installations

CREA

Gorenjska Banka: Faster credit approvals with Appian

Loan and guarantee processes are rarely simple. Gorenjska Banka needed one place where business client managers could see the full client picture, follow each process and move work forward without switching between multiple systems.

As part of Gorenjska Banka’s process automation, we used Appian to build a digital entry point that brings together a 360-degree client view, guided workflows, automated credit assessment, document generation and backend integrations.



The solution reduced manual work, improved traceability and cut the average approval time from several days to less than one day.

10 min

Fastest quick-loan approval

94%

Fewer clicks for quick loan handling

EQUALEYES

Sparkasse: Preparing mobile banking for Apple Pay

Sparkasse needed to modernise the mobile foundation of D-Mobile without disrupting the experience its existing cardholders already trusted. We rebuilt the native iOS application from the ground up, preserving established user journeys and backend integrations while re-architecting the app around Apple Pay card provisioning.



Behind a deliberately familiar interface, the work reached deep into the payment stack: card systems, authentication, device binding, security rules, provisioning flows and the underlying payment infrastructure. Cardholders can bring their cards into Apple Wallet through all three provisioning paths: manual entry, in-app "Add to Apple Wallet", and provisioning to paired devices, and pay directly from Apple Watch, with the same security guarantees enforced end to end.

The result is a payment experience that feels effortless to the user and is engineered to bank-grade standards underneath.

Let’s talk about your next platform

Whether you are modernising a banking platform, improving an internal workflow, building a customer portal or trying to connect systems that do not work well together, we can help.

CONTACT US

Engineering teams for banks, telecoms, insurance companies and regulated digital platforms.

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